About

Transparent accounting and accountability from the hut to the high-rise.

Wel-Fi.com offers fee free access[1] to buying and banking for emerging economies and individuals world wide. Users benefit from a natural language interface[2] to complex financial and actuarial systems that minimizes the need for understanding computers and accounting.

Beneficiaries of the system include, but are not limited to:

Medium and Small Businesses with employees in multiple locations
Rural and urban poor
Microfinance and Economic Development Agencies
International Non-Profit Organizations
Small rural farmers
Credit Union Loan Processors and Managers
Government Aid Agencies
Multi-national Corporations seeking to expand market opportunities among technology limited clients

Wel-Fi offers web-enabled accounting and project management tools[3] that are paid for by advertisers[4]. Users with limited or no resources gain access to tools previously unavailable to them but commonly used by the affluent. Enrollment for individuals and complex organizational structures includes password controlled role and privilege protection for users.

Cell phone and internet infrastructures are being delivered to remote regions of the world at an amazing rate. Wel-Fi provides software tools that use these systems to provide wealth development tools to societies that have experienced chronic depravation. When possible, debit card transactions are captured in real time. These transactions, cell phones and PDAs are used to create accurate reports of specific financial activity. Real time ATM machine records are typically free from keyboard error and greed manipulation[5].

[1] Eliminating finance and transaction fees is intended to create volumes of users rapidly. The Google model of offering valuable software paid for by advertisers is a template for this project. Banks discovered that free checking brought them new customers and ultimately paid for itself with other sources of income. Wel-Fi is taking this concept to a new level by offering fee free electronic transactions.

[2] Computers should not be hard to use. The natural way to interact with a person is to talk in the words that are commonly used. As conversation progresses, the participants begin to share new words. The Wel-Fi chat interface makes it possible for anyone to begin learning new words without asking them to stop using the words that they are most comfortable using. Each user has a personal lexicon that logs his language choices and is dynamically associated with his login information.

Go to http://radiator.com to see an interesting implementation of a chat interface.

[3] Accounting and project management are taught by leading the user to create his own system as he is guided by the chat room interface.

[4] Vendors that profit from business activity will be actively courted as advertisers. Banks and lending institutions are also targeted as advertisers.

[5] Having real-time transactional information for as many transactions as possible is a focused goal of the Wel-Fi environment.